100 Dollars A Day

The Best Health Insurance for Expats and Digital Nomads

By Clara Ritger,

Jul 22, 2025   —   14 min read

Insurance
A beige and modern exterior entrance of a hospital, with sliding glass doors.
This private hospital in Bangkok, Thailand was surprisingly nice.

Summary

How to choose health insurance for long-term travel, plus real-world tips after three years abroad.

Given that I started traveling the world because I was sick, getting an international health insurance plan was a no brainer.

A GIF that reads, "You just tell me where to sign."

If you're planning to travel long-term – or simply moving abroad – this guide is for you. I'll walk you through the benefits of having a global insurance plan, the top insurance companies serving the global market, how pricing works and the factors you need to consider ahead of choosing a plan, and my 3+ years of experience with my insurance provider.

It took me not just hours but days to research the various insurance options before I left on my adult gap year. I've actually recently researched them a second time because I want to change plans — and I'll tell you my analysis of the present marketplace, and why I've landed where I have. By the end of this post you'll have everything you need to get your own quotes from the one or two companies that offer the right plans for you.

This post is for Travelers only.

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