100 Dollars A Day

What Budget Travel Actually Gives You (That Money Can’t Buy)

By Clara Ritger,

May 12, 2026   —   9 min read

AdviceSwitzerland
A woman bundled up in warm clothes poses in front of a uniquely shaped mountain peak that looks like a witch hat.
The author, Clara Ritger, at the Matterhorn in Zermatt, Switzerland, during her adult gap year.

Summary

After 15 months traveling the world on $100 a day, I can tell you: the money I saved mattered. But what I gained through budget travel mattered more.

By the time I arrived in Switzerland, I was broke.

It was either genius or incredibly dumb to wrap up my 15-month adult gap year in the world's most expensive country. (Not an exaggeration.) To be fair, like much of my journey, my jaunt through Switzerland was not premeditated. But after I forked over a not-insignificant number of miles to fly from Bali to France for a meditation retreat and my friend's 40th birthday, I remembered the open invitation of a Swiss friend I made in Australia to come visit, and I decided to take her up on it.

I crossed over the border to Geneva by train, checked into a hostel, and walked to an Eritrean (think: Ethiopian food) restaurant in the neighborhood that had good reviews.

An Eritrean woman who said she owned the restaurant seated me, and I was pleased. Immigrant food is always affordable and delicious, I thought to myself.

It cost me 30 USD.

I knew I was done for.


I can count on one hand the number of times I went out to eat during the two and a half weeks I was in Switzerland. Mostly I made pasta in the hostels I stayed at, from ingredients with prices that would still make your eyes water.

One of the other times I did eat out, I splurged $10 on a real hot chocolate that was divine, after spending $65 on a meal that overwhelmed on price and underwhelmed on the palate.

Even though I spent most of my days hiking (free), I took the train to get from town to town, which was considered public transportation, but felt luxurious – and was priced accordingly.

It was a relief when I finally made it to Zurich, where I at least had a free place to stay, even if every time I left the apartment, it made me question the adage that we usually assign to New York City:

"It'll cost you $50 just to leave the house."

Living and working in New York made me feel like I had Monopoly money. Traveling through Switzerland made me feel like I was endlessly being told, "Do not pass go. Do not collect $200."

In this final issue of 100 Dollars A Day, I'm getting honest about what budget travel cost me – and what I gained from it that money can't buy.

Because after all of the strategies I've detailed in this series – flights, points, insurance, packing lists, and more – you might think this series was about saving money, and it was, to an extent.

It was also about learning how to move through the world differently.

Traveling on $100 a day doesn’t just change what you spend. It reveals what you value — and who you are.

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